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What risk and protective factors have you noticed either within your own family or among coworkers or others?

What risk and protective factors have you noticed either within your own family or among coworkers or others? This may relate to identity theft scams, planning for death and dying, language barriers, mental health, physical health, and more. For example, compare someone who lives alone with someone who lives with a spouse or child. One may be more susceptible to injury and/or scams than the other.

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Risk factors are features at the biological, psychological, family, community, or cultural level that proceed and often accompany with negative outcomes.Protective factors are an...

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